This article is long overdue, not because it was published out of schedule, but because it is the third part of this series, that has awakened the interest in our readers. Many of our subscribers have shown positive reactions through the previous two articles about freedom, financial tools, related concepts to obtain it, and the seven steps to getting there. So, we owed it to them to publish this series finale. Today, we bring you what we promised, this is the 7th step, or what we like to call it: the global mobility variable. We have chosen global mobility and the concept of dual citizenship on the 7th step because it's key to financial freedom. It's worth pointing out that financial freedom is not about having a lot of money or the possibility of spending it as you please, but it has to do with living the way we choose to live. The advantages of dual citizenship are closely connected to global mobility because having more than one citizenship is beneficial in many aspects. Accessibility. When you are a citizen, you can enter the country no matter what. This might seem unimportant now, but let's remember that it was only five years ago when the COVID-19 pandemic broke and borders were strictly closed. Being a citizen improves your chances of getting into the country where you live, an advantage that is not matched by residency. Tuition is expensive in most countries, especially college. One of the advantages of dual citizenship is the possibility of accessing local universities, schools, and institutions and benefit from discounts. This is the case in Grenada, home to the prestigious St George’s University, renowned particularly because of the careers in veterinary and medicine.

It has been nearly a year since the five CBI countries from the Eastern Caribbean decided to sign a memorandum of agreement. These are St Kitts, St Lucia, Grenada, Antigua and Barbuda, and Dominica. Even though it took a longer time for St Lucia to sign, it eventually did, thus committing, like its neighbors, to comply with certain common standards. These are mainly focused on enhanced transparency and security, alignment of prices between the programs, and setting common monitoring practices. Since that day, several changes have been made, and they continue to be implemented after a year. However, this seems to be only the beginning. What standards will be implemented and what regulators will be in charge of applying them? Will the Caribbean lose competitiveness due to these implementations? To start this new stage and to comply with the MOA, there has to be legislation in place, but what legislation and who will draft it? Which regulators will be involved? The woman of the hour is legal consultant Lydia Elliott, who has been commissioned with the task of drafting said legislation. With the purpose of creating the appropriate laws and regulators, and establishing the implementations of the agreement, Elliott has started conducting research and assessing the landscape since last year, and has presented advances in January. Actually, reliable sources stated that she would be meeting with key players and important actors when it comes to citizenship by investment. These meetings are planned for the beginning of March.

In today’s business landscape, transparency and compliance with strict regulatory standards are essential. One of the fundamental concepts in corporate governance is the beneficial owner, along with its key variation: the ultimate beneficial owner. These parties play a crucial role in unveiling the true ownership structure of a company, ensuring that regulatory authorities and business partners can accurately assess who holds real control over a business and whether it aligns with legal requirements. Understanding who are the main members of a company and identifying those with significant influence is critical for maintaining compliance, mitigating risks, and fostering trust in corporate operations. It is essential to distinguish between two critical concepts: beneficial owner and ultimate beneficial owner. A beneficial owner is an individual who holds a significant share of a company or has substantial influence over its strategic decisions. However, corporate structures often involve intricate layers of ownership through multiple legal entities. In such cases, identifying the ultimate beneficial owner—the actual person behind the corporate network who ultimately benefits from the company’s activities—is crucial. For example, if one company owns another, which is further controlled by a third entity, the real control may rest with an individual hidden within the corporate layers. In these situations, determining the ultimate beneficial owner ensures transparency and accountability, as he/she is the primary beneficiary. 

The history of Central America is filled with fascinating connections, and few are as intertwined as that of Panama and Colombia. Long before Panama became the thriving nation it is today, it was part of Spain’s vast colonial empire. Recognizing the strategic importance of this land bridge between the Atlantic and Pacific, Spanish conquistadors incorporated it into the Viceroyalty of New Granada, which also included present-day Colombia. For centuries, Panama and Colombia grew together, with their economies and cultures closely linked. Trade routes flourished, connecting Europe to the Americas, while merchant caravans traveled from the Alto Peru bringing gold to the Caribbean through Panama. Over time, as the region evolved, so did Panama’s role in the global economy. Eventually, calls for self-determination grew stronger, leading to Panama independence from Colombia. However, despite their political separation, these two nations continue to share deep historical ties that shape their relationship to this day. In the early 19th century, much of Latin America was fighting for freedom from Spanish rule, and Panama was no exception. However, when it declared independence from Spain in 1821, it did not become a fully sovereign nation. Instead, it joined Gran Colombia, a political union that also included Colombia, Ecuador, and Venezuela. As the years passed, Gran Colombia dissolved, yet Panama remained under Colombian rule. For decades, the region struggled with political instability, economic challenges, and growing discontent. 

Since investments are such an important part of our weekly content, we've decided to dedicate an article to the topic. Particularly, this article focuses on those people who take care of your portfolio and to whom you trust the security of your assets. Today, Mundo presents guidance on what to look for in a good financial advisor. It's worth noting that this article is written by the Mundo editorial team according to our own opinion and experience. Hence, this article can be taken as a guide or as a source for ideas but not as financial research or professional advice. In our belief, ideally each person should look after their own portfolio, but this is exactly that: an ideal. In the real world, financial advisors are necessary because the investment world requires a great deal of studying and research. The more you study, the more you understand the markets, their trends and behaviors through time, and hence their possible shifts in the near future or the long term. It's also vital to understand the difference between types of assets, where they fit best, what purposes they serve, and also their history and how they may behave. Besides studying, there's a whole other aspect which is research, and this must be conducted on a daily basis. The investors, as well as the financial advisors, need to be looking at what happens in the market and in the news every day. To sum up, the reality is that not all investors have this amount of time, in fact, they rarely have it. So, they need financial advisors to provide input, create strategies and even implement them.

Around the world, there are plenty of turnkey homes for sale that continue to attract investors looking for reliable and profitable opportunities. In 2025, turnkey investment properties are gaining popularity. The advantages of buying ready-made homes are many, and we will discuss them in this article. Purchasing a ready-made property ensures quality and a transparent transaction process. Buying turnkey homes eliminates many challenges for investors. Firstly, such a unit can be used immediately - whether it is for renting out, living in or reselling. Unlike regular real estate that may require repairs, remodeling, or additional investments, a finished object does not require time or additional costs and can be used right after the purchase or after the construction is finished. Secondly, when buying a turnkey unit, risks associated with possible delays or changes in the developer's plans are eliminated. The investor receives exactly the object that he sees, without the need to rely on renderings and promises. However, it is worth noting that some projects delivered turnkey can be bought during or before construction as well. Third, turnkey investment properties are often located in prestigious areas, increasing their value and appeal to tenants. These properties retain their value over the long term and can be resold profitably if investors decide to restructure their portfolio. Located on Uruguay Street in the heart of Panama City, this turnkey investment property is inspired by the famous Lincoln Road Mall in Miami. 

What would you do if you had five days to spend in the Caribbean? What to do in Antigua when you visit? Among the Caribbean CBI jurisdictions, Antigua and Barbuda stands out for many factors. We're proud of all the jurisdictions we feature in our residency and citizenship section, and Antigua is definitely one of our favorites. In previous articles, we've described the program along with outstanding opportunities involving real estate projects that constitute a unique alternative. We've also mentioned that after obtaining citizenship there's a mandatory five-day visit on which you must take your citizen oath. Far from being a burden, this trip can be a delight, this is why we've decided to present the top things to do in Antigua in these five days. Are you ready to discover the wonders of these islands? Before we start with the list of best things to do in Antigua, we'd like to remind you of the program’s and the country's advantages. For starters, Antigua and Barbuda offers the possibility to apply for citizenship through the two usual paths: donation and real estate. At this point, there's nothing new, yet the country surprises us in many ways, especially when it comes to adding dependents. If you're thinking about what to do in Antigua and who to do it with, it's good to know that you can include a large part of your family in your application. While most programs allow you to add the spouse, children, parents, and siblings, Antigua and Barbuda allows you to include your in-law family.

Nestled in the heart of the Pacific Ocean, the picturesque island nation of Vanuatu boasts stunning natural beauty, a favorable climate, and a stable economic environment. This tropical paradise not only attracts tourists with its crystal-clear lagoons but also offers lucrative opportunities for investors. Applying for citizenship in Vanuatu through investment provides a fast and legal path to obtaining a second nationality, granting applicants tax benefits, enhanced mobility, and additional privileges. The Vanuatu citizenship program is a convenient and reliable way to access a new level of global opportunities, designed for those looking to expand their horizons. However, applicants often have questions regarding the application process, their rights after obtaining citizenship in Vanuatu, and program regulations. In this article, we will address frequently asked questions to help you navigate the requirements, including key aspects such as adding dependents and understanding post-citizenship obligations. One of the key aspects of the program is the list of countries whose citizens are not eligible, therefore, applying for citizenship is not an option for them. However, there are exceptions. If an applicant can prove that they have lived outside their country of citizenship for the past five years and hold a residence permit in another country, their application may be considered on an individual basis. If the applicant’s country is on the restricted list, it may still be possible to find a legal basis for submitting an application. 

Financial success is impossible without a clear strategy for risk distribution. That is why the essence of investments is diversification. It is a principle that allows you to protect your capital and ensure its steady growth, even when global markets face crises. What is diversification? It means that you should not rely on a single investment, a single country, or a single currency. A true investor looks at the future broadly and thoughtfully distributes funds across different vehicles and environments. The global economy is constantly shifting, and unexpected changes in political or financial conditions can have a direct impact on your assets. Relying on a single investment type can significantly increase the risk of losses. That is why it is essential to diversify investments by spreading capital across different asset classes. A well-structured, diversified investment portfolio includes real estate, securities, commodities, precious metals, and cryptocurrencies, ensuring resilience against market fluctuations and maximizing long-term returns. Different financial systems operate under unique regulations, and currency values fluctuate based on inflation, government policies, economic stability, and geopolitical events. Holding all your wealth in a single currency makes you vulnerable to sudden devaluations and economic downturns. If you want to diversify investments, a smart approach involves maintaining assets in multiple stable currencies. 

Grenada, often called the "Isle of Spice," is home to some of the most breathtaking natural landscapes in the Caribbean. Thanks to the Levera National Park, Grenada stands out as a place of unspoiled beauty, where nature thrives in its purest form. This protected sanctuary is more than just a scenic destination; it plays a crucial role in preserving the island’s unique ecosystem. Visitors are welcomed by lush tropical forests, diverse wildlife, and stunning coastlines that define the park’s character. Whether you are an avid explorer or simply a nature lover, Levera National Park offers an unforgettable experience that connects you to the very essence of Grenada’s natural heritage. The landscape of Levera National Park is a magnificent fusion of pristine beaches, rolling hills, and vibrant wetlands. The park is home to Levera Beach, one of the most picturesque shorelines in the Caribbean. Its golden sands and crystal-clear waters create a mesmerizing contrast against the lush greenery that surrounds it. From the beach, visitors can enjoy breathtaking views of Sugar Loaf Island, a small, uninhabited island that rises dramatically from the sea. Beyond its beaches, Levera National Park boasts freshwater lakes, mangrove forests, and grassy plains that provide essential habitats for a wide range of species. The park is a haven for several of them thanks to conservation efforts.