When choosing real estate as an investment, rental management, how does it work, and how to approach it are key aspects to consider. The purpose of having a passive income is that it doesn't bring you too much of a headache when it comes to promotion, finding tenants, or conducting check-ins and checkouts. This is especially so when it comes to short-term rental management. Today, Mundo presents how two of our star projects work when it comes to such an important part of the investment strategy. Whether you will be taking care of this by yourself or hiring property management companies, it's important to know the basics. Receiving money from passive income is everybody's dream, yet it can become the worst nightmare if not managed properly. The potential is enormous because it allows you to reach a specific niche of people who travel and are willing to pay more. Tourists, for example, are ready to spend good money on accommodation, and many of them prefer cozy apartments instead of hotels. Short-term rental also caters to other needs, like businesspeople who are coming for conferences or meetings, or visitors who are traveling to get medical attention. In general, they come with at least one relative, and they don't need a hotel. These are the ones who will appreciate a comfortable studio or maybe a one-bedroom apartment near high-end medical facilities. When it comes to legislation, Panama is more advanced than many celebrated destinations, for example, New York. In Panama, you must have a short-term rental license for this activity: all rentals shorter than 45 days must be conducted under this license. The projects we're presenting here both have those licenses, which is more important than you imagine. Legislation stipulates certain conditions, like the size of the lobby, and applying these to an already built project can be challenging. These developments, on the other hand, are designed accordingly from day one. Both constructions will start in December 2025, yet they have the short-term rental licenses in place already. Hiring property management companies is natural if one wants the business to run smoothly. The projects in Amador and Punta Pacifica come with optional rental management services that can significantly make your life easier and allow you to fully enjoy the benefits.

Amid the calm blue waters of the Caribbean lies a destination where time moves gently, yet innovation steadily progresses. Here, at the crossroads of nature’s stillness and the digital world, a unique banking landscape is evolving. It’s a space that surprises even seasoned international clients. Banking in St Lucia presents a client-centered system that is accessible, flexible, and aligned with modern needs. Though compact in size, the country showcases a mature banking infrastructure. Local institutions focus on reputation, clarity, and client care. These qualities attract global investors and entrepreneurs searching for dependable ways to manage their resources. Online services have become complete platforms, not just extensions of traditional branches. Interfaces are clear, support is consistent, and control is in the user’s hands. From anywhere in the world, individuals can handle their accounts with speed, safety, and convenience. This is what makes banking in St Lucia so appealing in the digital age. You can pay, invest, and send funds without losing visibility or peace of mind. One of the system’s most valued features is its dedication to remote access. Depending on the institution’s internal policies, some accounts may be opened without physical presence. This flexibility suits professionals working across borders who want to maintain smooth operations. Digital tools give access to multi-currency accounts, investment options, and transferring money abroad. Confidentiality remains a priority, while online platforms keep evolving. As a result, international financial institutions operating locally continue building toward a confident future. If St Lucia doesn’t fully meet your expectations, there are other attractive jurisdictions to consider. In the following sections, we explore alternative options that may better suit your banking goals. Mundo offers personalized solutions for opening foreign bank accounts in a variety of jurisdictions, including Serbia. This country is gaining popularity among international clients thanks to its business-friendly environment, solid banking system, and the possibility for non-residents to open accounts without unnecessary complications. Serbian banks offer online platforms, multi-currency options, and efficient customer service.

You're standing in the airport, your bags are packed, and you're full of excitement. Your boarding pass reads “Panama City,” and you’re confident that you're headed toward warm beaches, tropical breezes, and a vibrant Latin culture. But shortly after takeoff, you realize something's off. You’re not flying to the financial capital of Central America. Instead, you're headed to a quiet seaside town in the southern United States. Yes, you’ve chosen Panama City, FL instead of Panama City, Panama. This kind of mistake might seem unusual, but it’s more common than you'd expect. Where is Panama City exactly? It depends on what you’re looking for. One is a tranquil coastal town in the US, the other is a global gateway with powerful potential. Panama City, FL is a small American resort town with long stretches of sand, charming family vacations, and a laid-back Southern spirit. It’s clean, safe, and peaceful, but what you won’t find here are views of the Panama Canal or the historic alleys of Casco Viejo. While Panama City, FL offers local charm and a relaxed pace, it’s probably not your dream destination if you’re aiming to transform your lifestyle or explore international investment opportunities. When people ask where is Panama City, the answer can shape their journey. In Central America lies Panama City, Panama, a vibrant capital that connects two continents and two oceans. It is a place with a stable dollar economy, a respected legal system, and appealing options for those seeking international opportunities. This is the Panama City we often write about. It’s a city of real prospects, offering everything from beachfront living to strong asset protection systems and reliable legal frameworks. For many, it’s the start of something new and promising. Why do such different cities share the same name? The story dates back to the 18th and 19th centuries when settlers in what is now Florida were inspired by faraway lands. They named their new towns after exotic locations, perhaps hoping to bring a little of that magic into their daily lives. Also, at the beginning of the 20th century, the heads of the Florida town wanted to draw interest, so they changed its name to “Panama” because everyone was talking about the construction of the Panama Canal. That’s how Panama City, US, got its name, yet the similarities end there.

While the CBI programs have helped many perpetual travelers obtain a second nationality, they still have their detractors. In a world of increased uncertainty, where the structures we thought solid can totter, having a second or a third nationality can be reassuring. What is nationality? When do we feel we belong? Many argue that nationality shouldn't be sold or bought, and that this goes against a country's essence, but this requires a deeper analysis. Asking ourselves “what is nationality” is a good idea. We can describe it as a whole package that consists of legal and cultural aspects. From a legal point of view, the difference between nationality and passport is hard to determine. A person of a certain nationality has the right to a passport so that he/she can travel. In line with this, nationality comes with certain rights and responsibilities. Citizens are obliged to pay taxes and follow the rules while getting benefits in return, like access to healthcare, services, protective policies, and others. Yet, nationality has a different aspect that goes way beyond a travel document. What is nationality for each person? Although personal opinion matters, in general, a person feels part of the country when they share culture, habits, food, dates, celebrations, and so on. If we consider this, no travel document can define or change what is nationality for people who share these same experiences. Those who claim CBI programs sell citizenship don't consider the fact that the contribution provides eligibility, not direct citizenship. While a CBI involves a donation or investment, this gives the right to apply for citizenship, after which the applicant must pass a due diligence and screening process. This surely makes us wonder about what is nationality. Actually, more traditional methods don’t apply such tight assessments. Even with CBI programs in place, national identity is not threatened. People won't stop celebrating their festivals or eating their traditional food, so the country's idiosyncrasies remain intact. The inflow of CBI citizens can have an impact, but this is the same that has been happening since humans emigrated out of Africa 70,000 years ago. The people of Europe and the United States have been shaped by different flows of migration and conquests, and the result is a rich cultural tapestry. In the eastern Caribbean, five countries have CBI.

Have you ever dreamed of waking up to the sound of waves and watching the sunrise over the horizon while living in the very heart of a modern metropolis? It may seem like a distant fantasy. But what if that vision could be your daily reality? This article unveils a destination where thoughtful architecture and serene surroundings are set to create a space filled with intention. Here, you’ll learn how to choose the perfect one-bedroom apartment or compact studio and discover a new way of living. This could be the beginning of your personal transformation. Contemporary residential designs in Panama’s most refined urban area are being developed to offer a new level of sophistication. Each residence is planned with care, bringing harmony to your daily life. From intelligent layouts to warm lighting, from thoughtful interiors to a genuine sense of comfort, everything is intended to welcome you. Those seeking refined living often explore apartments with city views that also offer real value. In this part of Panama, properties are designed to bring a unique balance between premium quality and investment potential. Large windows are expected to let natural light flood the space, revealing either panoramic cityscapes or tranquil ocean vistas. The blend of open design and elevated ambiance enhances everyday life, inviting you to return with joy. The complex is scheduled to start construction in 2025. Among the available options, you’ll find welcoming one-bedroom apartment units ideal for individuals or couples. These homes are designed to provide both charm and practicality in equal measures. With layouts ranging from 50 to 71 square meters, each apartment offers a bright living area connected to a well-appointed kitchen space. This design choice provides fluidity and a sense of openness. Balconies are included in the plans as seamless extensions of the interior. They’re wide enough to accommodate a seating area for morning coffee or evening reflection. Whether you gaze at the ocean or the city skyline, the view is designed to become part of your routine. This project also includes well-planned residences for those who prioritize flexibility and style. These efficient layouts range from 25 to 31 square meters and are ideal for those seeking simplicity without sacrificing elegance.

There are choices that don’t come from numbers or comparisons. They appear when a breeze brushes your face, and your eyes meet the horizon. This article invites you to take a journey where every step on new ground brings you closer to clarity. We'll show how an investment tour in Panama reshapes your perspective and transforms the property search into a vivid personal experience. Perhaps this is the moment when you begin to understand what it truly means to live near Multiplaza, Panama, or a few steps away from Cinta Costera. You can zoom in and rotate images on a screen, but a map doesn't carry the scent of fresh rain on warm earth. Renders don’t capture how the city breathes in the morning when you’re standing where your future home might rise. Virtual tours never quite recreate the way ocean air moves across your skin. What today looks like an empty plot might tomorrow frame the view from your balcony. Investment tours offer more than observation — they offer immersion. They let you feel whether this is the right place for you, without relying solely on blueprints or photos. One of the properties Mundo introduces during the tour lies in an area where modern clinics rise toward the sky, and not far from there, the gleaming facade of the MultiPlaza shopping center reflects the light. This place feels like a pulse: a morning espresso under a shaded terrace, or an evening walk past designer windows. The sound of passing cars fades into tree-lined streets, where comfort and calm are part of everyday life. Walking here shows you what comfort means in Panama. This is where many realize they want to live near Multiplaza, Panama. The feeling is personal and real, i.e., far more powerful than anything a brochure can deliver. The Mundo Investment Tour is a carefully selected, immersive experience designed for investors who want to experience Panama's property market first-hand. We bring investors to Panama and take them in person to see the best developments available. These programs combine tours of premium properties with meetings with developers, lawyers, and financial advisors. Participants explore both completed and still under construction investment opportunities, while enjoying upscale accommodation and local hospitality.

Historic districts always catch the eye of those who seek something beyond the ordinary. This article explores where is Casco Viejo, Panama, not only on the map, but also in the hearts of those who choose to live there. It is a colonial district where tradition, design, and urban comfort come together. You will also find out about the pricing and value behind move-in-ready homes and why this district continues to inspire travelers and investors alike. Some places invite you to take a break. Every street in Casco Viejo carries stories. The tiled sidewalks, flowering balconies, and quiet courtyards reflect the spirit of this timeless area. Visitors often find themselves returning again and again, drawn by atmosphere rather than logic. That is the beauty of discovering where is Casco Viejo, Panama. Neighborhoods with colonial heritage influence how we feel and observe. In Casco Viejo, that sense becomes part of daily life. Those who walk these streets notice how the past remains present, and how Panama has shaped a unique urban rhythm. While every neighborhood in the capital offers something of its own, mornings in Casco Viejo begin with church bells echoing between stone walls. Streets that inspired painters now welcome locals to morning coffee or evening strolls. Above, wooden balconies bloom with greenery. Below, music and conversation fill the air. This is the atmosphere that defines Casco Viejo. Panama apartments for sale in Casco Viejo continue to attract buyers as values grow steadily, supported by history, tourism, and character. More investors are choosing districts with soul and tradition. That’s why apartments for sale in Casco Viejo, Panama, continue to draw attention. This part of the city brings together allure, emotion, and financial potential. Mundo offers clients a valuable opportunity: ready-to-use apartments in a location that reflects the spirit of the city. Homes here are not only beautiful, they are fully integrated into a managed rental program designed for flexibility and return. Each residence is managed by a professional team handling marketing, guest services, cleaning, maintenance, and check-ins. Owners may block their preferred dates for personal stays while receiving consistent income throughout the rest of the year. 

Undoubtedly, the purchase of real estate is a smart choice both for personal use and investment. It is convenient to find jurisdictions that offer low prices and high quality, like Panama, but there's also a key aspect to be considered: apartment financing and payment plans for real estate. In this sense, investing in apartment construction rather than ready-made units may be more cost-effective and convenient. Today, we explore new construction apartments for sale and detailed payment plans for real estate purchase. Recently, we've come across new construction apartments for sale that promise unprecedented advantages, and here are their main characteristics. In Punta Pacifica, one of the most elite neighborhoods in Panama City, there's a project that will be built in front of the Panama clinic. Very close to Multi Plaza, one of the finest shopping malls, and the Marina, these residences will have an outstanding location and a variety of first-class amenities. Another advantage is connectivity, since the construction is right around the entrance to Corridor Sur, a fast highway that can take you anywhere in minutes, including the Tocumen International Airport. Another opportunity opens up near the Panama Canal. Here, there are new construction apartments for sale in the beautiful neighborhood called Amador. It's a quiet and residential area close to the Balboa Yacht Club and the Marina. It’s also close to the docks where the ferries to the islands Contadora and Taboga depart and arrive. Besides its state-of-the-art amenities, furniture, and finishings, this project will provide amazing views even from the ground floor. From the upper levels you'll be able to see the boats entering the Panama Canal, the bridge of the Americas, the Panama Convention Center, the Amador Causeway, and the colorful biodiversity museum. The advantage of investing in apartment construction rather than ready-made units is that the costs are lower because you're helping construct the project. While it has a waiting period, it's worth it, especially in Panama and the two developments described above. There are a few places in the world in which you can access this kind of level at such low prices, which makes investing in new construction apartments for sale a strategic decision.

Controversy has been an inevitable side of citizenship by investment programs. This initiative started with the protagonist of our article, Saint Kitts and Nevis, which now has one of the best citizenship programs in the world when it comes to reliability. Nobody can deny the innovation that such programs brought to the table 40 years ago. They have helped people get a second, a third, or a fourth nationality through relatively simple paths. Today, we explore the other side of the coin and what countries like the above-mentioned do to maintain the programs reputable, safe, and under impeccable integrity. If we look at the history of St Kitts as a forerunner of citizenship by investment, we can understand its present as a zealous protector. Money is energy, a valuable asset, and as such, it can be misused. Out of greed, people can do anything to obtain more money, even if they have to break the law. This kind of behavior is not absent from the CBI world, this is why reputable countries need to fight to maintain their reputation and protect their frameworks, and this is no easy task. Actually, this was one of the main reasons why last year the five eastern Caribbean countries with CBI signed an MOA (memorandum of agreement). These are some of the best citizenship programs in the world, and the governments intend to keep them so. The main reason why they gathered to sign this document was to strengthen cross-border cooperation when it comes to monitoring applications, potential and approved candidates, and to establish fair thresholds for all the reputable countries involved. One year later, measures are being taken for these thoughts to be transformed into solid regulations and frameworks. St Kitts history is closely connected to CBI because it was the first country to stipulate such a program in the 80s. Forty years later, it's one of the main pillars for maintaining reputable countries at their peaks. The government of Saint Kitts and Nevis has been accused of cancelling granted citizenships unfairly, but the fact is that what they did, they did it to preserve the program. These benefits everyone: already approved applicants, those with ongoing processes, and future candidates. At the end of the day, irregularities can lead to cancellation.

Once again, we touch upon the topic of taxes and the related basic concepts. Asking ourselves what is tax residency is the first step towards tax planning, especially if one has structures or connections across different jurisdictions. We've discussed this topic on several occasions: we've clarified the myths about territorial taxation, we've established the three main questions to ask ourselves when finding the proper country, and we have specified the difference between legal and tax residency. Today, we address the question from a different angle to understand the sore points relating to expat taxes or to those who have global interests. If you're born in one place and have your business and personal life in that same place, the matter is simple. You don't need to ask yourself “what is my jurisdiction of tax residence” if you never leave the country for more than a vacation. However, when establishing businesses or spending time abroad for personal reasons, tax planning becomes more complicated. According to the 183-day rule, most countries consider you a tax resident if you spend more than six months a year, so what happens if you overstay your visit? According to this rule, a person can become a tax resident in a country without even knowing it, and this is something we should address carefully. Even without intending it, you may end up owing your share. Without proper tax planning, expats or frequent travelers can face severe consequences. Some high-net-worth individuals, such as the artist Shakira, have experienced this in the flesh. As we've recently established, legal residency is not the same as tax residency, which means two things: a) you may be a legal resident of a country and not a tax resident, b) you may become a tax resident without even knowing it. Mundo readers are well aware of the residency options available in Panama. The Qualified Investor Visa, for example, allows you to apply for permanent residency in exchange for an investment. Parallelly, other options offer temporary permits. Panama is known for being flexible in terms of minimum stays, i.e., you can maintain residency by visiting a few days a year. This is a clear example of having legal residency but not tax residency, and of the difference between these concepts.