After publishing the first article on the frequently asked questions on tax, we understood that this topic is as interesting as it is necessary. There are some fundamental questions, like what is the corporate tax rate, or what taxes are deducted from your paycheck, that may be more or less challenging yet they are always key. Your knowledge about taxes may vary, you can very well know what is the capital gains tax rate you pay, or you may be barely starting to understand this world. Either way, it helps to dig into the basic questions so that we can move forward and understand more advanced concepts. You may be wondering: why do I need to know what companies do taxes if I am an employee? Or why should I care about what is the corporate tax rate if I have an accountant? For starters, if you don't own a company, you still have to file your taxes every year. If you are an employee, the employer currently takes care of this for you, but wouldn't you want to know what taxes are deducted from your paycheck? Same thing for company owners who rely on an accountant. If you have found an outstanding one, good for you! This is indeed important, but so is you knowing the basics of what your company is paying or not, what should be paying or not. Without further to do, we introduce you to these frequently asked questions.

The Caribbean is a dream destination for families looking to combine relaxation, adventure, and cultural discovery. With stunning beaches, vibrant local culture, and countless activities for all ages, the region offers some of the most fun places in the Caribbean for unforgettable family vacations. For those considering Caribbean citizenship through investment, this guide highlights three incredible destinations and the pathways to make frequent visits a reality. St. Kitts and Nevis is another excellent destination for those seeking fun places in the Caribbean for families. Its twin islands offer a mix of adventure and tranquility, making it an ideal choice for travelers of all ages. The good news is that you can enjoy all these wonders regularly by becoming a citizen. St. Kitts and Nevis offers a straightforward Citizenship by Investment Program, allowing families to obtain a second citizenship through real estate investment or a government donation. This program is highly regarded for its affordability and fast processing times, and it’s famous for being the first of its kind. Antigua and Barbuda boast 365 beaches—one for every day of the year—making it one of the best family vacation spots in the Caribbean. Its calm waters and safe environment make it a favorite among families. 

As we start a new year, we make an assessment of the previous period considering what we achieved, what we haven't, what we've learned, and what is yet to be learned. In this context, coming back to the question of “how to improve my finances” might be a good idea, especially in the new year. This is why Mundo decided to pick up our Seven Steps to Financial Freedom series, presenting the second part. As financial conditions get harder, i.e., prices increase in some countries, and regulations are tightened in others, it is vital to understand how to get extra income in our quest for financial freedom. It's important to stop and analyze this concept. In general, financial freedom is linked to the idea of no taxation, however, Mundo doesn't recommend this. A no-taxation approach may have been viable in the 90s or the 2000s but today this is very hard to achieve. What we can implement, however, is a low taxation plan or one that gets us the highest level of optimization possible. It is fair to say that the concept of financial freedom may vary according to the person and their origins, needs, structure, and line of business.

Choosing a new home abroad can be a challenging yet exciting experience, filled with discoveries. While some countries may initially seem like great options, they might end up on the list of the worst countries for expats due to various hidden challenges. Of course, no country is completely good or bad—each place has its advantages and disadvantages. Ultimately, those who decide to live abroad must weigh the pros and cons to determine if they’re ready to embrace the unique aspects of the country they choose. Let’s explore a few examples of countries and their strengths and weaknesses for expats. The United States attracts expats with its developed economy, vast business opportunities, and the stability of the US dollar. Many companies around the world aspire to register in the US, especially in states like Delaware and Florida, where LLCs offer tax benefits. US banks are known for their reliability and don't require compliance with the CRS (Common Reporting Standard), making them convenient for non-residents. However, the United States may appear on the worst countries for expats lists when considering the peculiarities of its tax system. 

Over the past decade, the Caribbean has emerged as a prime destination for individuals seeking citizenship by investment (CBI). However, recent data reveals a noticeable shift in trends, sparking discussions about the popularity of these programs in the Caribbean in 2025 and beyond. This article takes a closer look at the changing dynamics in the region and explores Panama as a promising alternative for migration enthusiasts. Since their inception, Caribbean CBI programs have issued over 100,000 documents, a staggering milestone that underscores their global appeal. Nations like Grenada, Saint Kitts and Nevis, and Antigua and Barbuda have long been favorites due to their relatively straightforward processes and business-friendly environments. However, recent reports indicate a slight decline in immigration applications within the region. This trend is attributed to several factors. Some nations have tightened eligibility criteria or restricted applications from certain countries, affecting overall demand. For instance, Grenada’s decision to exclude Russians impacted its application numbers.

As the new year unfolds, it's the perfect time for entrepreneurs to explore fresh opportunities for expanding their businesses. One of the most strategic ways to achieve growth is by establishing a business abroad. Two of the most favorable locations for opening a business are the Seychelles and Hong Kong. Both jurisdictions offer distinct advantages that can significantly benefit entrepreneurs looking to expand their reach. In this article, we will delve into why, if you want to establish a company, Hong Kong and the Seychelles are two of the best options for entrepreneurs in 2025. Hong Kong has long been regarded as a leading global business hub, attracting entrepreneurs from all over the world. If you're looking to expand into Asia or access international markets with ease through your business, Hong Kong is an exceptional choice. When it comes to opening a company, Hong Kong has a low and transparent tax system. The region offers competitive corporate tax rates and an extensive network of double taxation treaties, ensuring tax optimization for your business.

The new year is a perfect time to evaluate opportunities that can enhance your financial future. For those considering international banking options, banks in Singapore and St. Lucia present excellent choices. These destinations are renowned for their economic stability and client-focused services. Let’s dive into why these two jurisdictions are worth your attention. Singapore is globally recognized as a leading financial hub. It attracts investors and businesses due to its robust economy, legal transparency, and strong regulatory framework. Whether you’re a corporate client or an individual investor, looking for the best bank in Singapore can be a smart call as it provides unmatched benefits. Choosing banks in Singapore means accessing a range of services tailored to international clients, including personal accounts, corporate banking, and sophisticated investment solutions. The Singapore banking sector is characterized by a sufficient level of security and privacy, making it an ideal choice for those seeking stability and opportunities for international financial transactions.

Throughout human history, migration has been a central force in shaping societies, economies, and cultures. People have moved from one place to another for a variety of reasons, including the pursuit of better opportunities, security, and a higher quality of life. Understanding migration trends and the reasons behind human migration is essential to recognizing how deeply it influences the world we live in today. From the fall of empires to the development of new nations, migration in history has been a catalyst for profound change. Why people migrate is a question that has echoed through the ages. Whether driven by the search for better living conditions, political upheaval, or economic opportunities, human migration has often been a matter of necessity. One of the earliest examples of migration in history is the Great Migration of the 4th to 7th centuries, during which several tribes, including the Goths, Huns, and Vandals, moved across Europe. This large-scale movement dramatically altered the political landscape, leading to the collapse of the Roman Empire. 

When you decide to move abroad, one of the most important decisions you'll make is choosing the right country for your residency or citizenship by investment (CBI). This decision can affect your lifestyle, business opportunities, the way you do your taxes, and overall, your well-being. For those in the expat world, understanding the key differences between visiting a country and living there permanently is crucial. Many people seeking a fresh start abroad wonder, "What is the best way to become a permanent resident or citizen?" The process can vary significantly depending on the jurisdiction you choose. Before you make this life-changing decision, there are several factors to consider when choosing a CBI jurisdiction. The most obvious difference between visiting a country and residing there, is the legal status you hold. As a visitor, you are typically limited in how long you can stay in the country and what activities you can engage in.

When considering what to invest in right now, it's essential to weigh key factors like risk levels, potential returns, and investment timeframes. In recent years, interest in diverse investment options has surged, driven by economic shifts and the desire for financial growth. Let’s explore popular choices like stocks, bonds, gold, and real estate to understand their strengths and suitability for different investors. For those asking, “What should I invest in right now to achieve high returns?” stocks often stand out. Investing in company shares can yield significant gains, especially when businesses expand or capture new markets. However, this approach comes with volatility, as stock prices are susceptible to market trends and economic changes. Bonds, on the other hand, offer a more stable investment route. As fixed-income securities, they guarantee a set return, making them less risky than stocks.